What Traffic Clients Say
Feedback from a New York traffic matter. The charge may differ from the topic of this page.
“I couldn’t afford any more points on my record or a raise in my insurance premium. Jeffrey took care of business and kept my record in good condition.”
Jane L. · July 2025
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Prior results do not guarantee a similar outcome.
Traffic Tickets and New York Auto Insurance
DMV points and insurance rating are different systems. An insurer may consider the conviction, record, accidents and its approved rating plan.
No universal percentage
The premium effect varies by insurer, policy, record and violation. A pending allegation is not yet a conviction.
PIRP benefit and limits
DMV says an approved course can reduce eligible base liability and collision premiums 10% for three years, but it does not remove convictions or prevent all increases.
Frequently Asked Questions
Can a lawyer promise my premium?
No. Rating and underwriting decisions belong to the insurer.
Who answers policy questions?
Ask the insurer or agent; obtain attorney review for the pending charge before entering a plea.
Choose Your Next Step
Official references: NY DMV PIRP